Category: Perth News

How to make your own natural DIY cleaning products

For most people, keeping their home clean is a top priority. Sure, living in a home where everything in place, clean and clutter-free reduces stress and sickness as well.

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DIY cleaning products

Unfortunately, most cleaning products available these days are expensive and full of dangerous ingredients. You can ensure that your home is fresh, clean and disinfected with safe materials by making your own cleaning products. There are a number of advantages to making your own cleaning products, or also known as Do-it-yourself (DIY) cleaning products.

First, the main advantage of DIY cleaning products is that they are safe. DIY cleaning products are made of ingredients that you already have in your kitchen cabinet. Hence, they are safe to use for you and your family. Unlike when you use traditional cleaners, wherein don’t work as they should, so you have to combine them to improve their efficacy. But traditional cleaners are loaded with harmful chemicals, and combining them can cause a harmful reaction.

Did you know that air quality in most homes is worse than the air quality outside? According to certain researches, indoor air might be two to a thousand times more polluted than the air outside. One of the main reasons for poor air quality is the fact that harmful cleaning products emit volatile organic compounds (VOCs) that don’t leave your home. So when you use DIY cleaning products, you stop polluting your home, which leads to the improvement of the air in your home.

Nowadays, natural cleaning products are so expensive. Compound the cost with the fact that you have to use specific products on certain surfaces and you could blow your budget easily. Meanwhile, making your own cleaners will save you a lot of money since you don’t have to buy its ingredients.

Do you want to know how to make your own cleaning products? Check this out: https://homes.nine.com.au/diy/cheap-and-powerful-all-natural-cleaning-products/f6d6e3f4-b8ad-42c0-a068-a0afeca2f8bd

Why hiring for experience can help your startup change the world

Hiring employees for your small business may sound a simple task. Besides, there are so many young professionals out there looking for jobs but are unable to land one due to poor economic conditions.

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River City Labs chief executive Peta Ellis. Source: Supplied.

Yet, the truth is, hiring employees (especially for your startup business) is never an easy task unless you are extremely lucky. It is important for every startup business to hire those that are most qualified employees not only skill-wise but character-wise as well. Keep in mind that your employees can make or break your business.

As a startup, hiring should not just be for the purpose of filling up new positions. Every candidate you hire will play a significant role in building the culture and future of the company so you need to make sure that they align well with your ideas and missions.

When hiring a candidate, you should not only look for years of experience, graduate degrees and track records. Though these factors are also vital to consider, efficient hiring also involves knowing the clear purpose of where your small business would like to be, will be able to make the first few hires successful.

While conducting job interviews, it can be easy for some applicants to display confident answers in interviews, eventually winning the hiring manager over, but what’s more important is the demonstration of their skills to know how valuable they can be.

Have your candidates undergo an actual work situation where they need to complete a specific task, with only a few directions to guide them. Doing so will reveal how they will navigate tasks, whether they can take initiative, and if they will go that extra mile.

With such tests, you can determine who among your employees are experienced and can play a vital role in your business. Why hiring for experience, means a lot? Read this to find out why: https://www.smartcompany.com.au/startupsmart/advice/hiring-experience-startup/

How to do a budget | ASIC

Do you feel you don’t have enough money to do everything you like to do? Then, you can use a budget plan to prioritise your spending and focus your money on the things that are most important to you.

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Budget

What is budgeting? It is the process of creating a plan on how you are going to spend your money. Budget is what you called this spending plan. You need to create a budget so that you can determine in advance whether you will have enough money to do the things you need to do or would like to do.

Having a budget is important because it allows you to create a spending plan for your money helping you to ensure that you will always have enough money for the things you need and the things that are important to you. Following a budget or spending plan will also keep you out of debt or help you work your way out of debt if you are currently in debt.

Budgeting can help you avoid overspending. Without a budget, your spending power in the future will become poor as more and more of your salaries have to be applied to debt payments. If you are worried about restricting your spending, consider what it would feel like to have the majority of your paycheck be applied to credit card payments.

Private individuals are not the only ones who can make use of budgeting to their advantage, but businesses as well. Budgets are important for evaluating the performance of your company over the course of the fiscal year. Part of budgeting responsibly is tracking actual revenue and expenses and comparing them to what was budgeted.

For some, budgeting is so difficult especially those with low income. But the truth is, it can be a lot easier. Here’s how: https://www.moneysmart.gov.au/managing-your-money/budgeting/how-to-do-a-budget

Pinterest launches expanded video features for Creators and Businesses

Many businesses have discovered Pinterest as an excellent tool to promote their businesses online. But unfortunately, there are still some who are wary of using this social networking site. The truth is, there are many reasons why you should be utilising Pinterest for your business.

Pinterest videos

Pinterest is a great tool in introducing your product or service to a whole new audience. One pin can lead to ten pins, which can lead to another ten pins, and so on. Sadly, there are a number of misconceptions about Pinterest. One of the most common is that this site is only for women. Females my make up the majority of the audience but it is not true that it is exclusive only for women. Also, Pinterest is not only for food and clothing but it can also be for home decor, travel, and more!

Many people don’t realise is that Pinterest is one of the easiest ways to conversion. It makes easier for people to get straight to the source. Visitors from Pinterest are more likely to convert into leads or sales faster than from other social media sources.

Pinterest also drives traffic effectively increase links back to your website, which, in turn, drives more traffic. It is more effective at steering traffic back to a website more than any other social media source.

In addition, Pinterest pins include a link, it makes it easy to lead it back to the source of the image. This is an often forgotten part of Pinterest Just imagine the number of visitors you can bring to your website by posting images of your products on Pinterest.

Perhaps the most popular reason why business owners and digital marketers love Pinterest is its ability to let you know what’s trending right now.

There are many other reasons why you should consider for your business. Right now, it has become even better. The social media site launches expanded video features. Read this for more details: https://www.flyingsolo.com.au/marketing/pinterest-launches-expanded-video-features-for-creators-and-businesses

Is your partner hopeless with money? Here’s what to do

Marrying or moving in with your significant other is an exciting life event that comes with all kinds of advantages and compromises. This includes working out the household budget and savings plan.

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Budget your money as a couple

When you’re already living with your significant other as a couple, the way you spend money directly affects your partner’s financial wellbeing and vice versa. Hence, it is important to create a financial plan to share expenses and still save money.

Some couples split expenses and are happy with the results. Those who have similar incomes simply split expenses, 50-50 but things get more complicated when one partner earns significantly more than the other. In these cases, go for an equitable split over an equal one.

In a relationship, honesty is so important. This is more especially true with a couple’s finances – you need to be honest when it comes to sharing what you have and what you owe. However, there is still a high percentage of the general population keeping secrets from their significant others. There are still some who keep mum about their bank account and fail to disclose significant credit and debt.

There are many reasons why financial dishonesty is problematic, starting with the fact that you can’t create a budget or set financial goals for the future unless you know where you stand. Many are hesitant to open up about their finances to their partner, thinking that it can be scary and embarrassing. However, it also signifies a milestone in your relationship where you both acknowledge and accept shared responsibility for your finances.

Once you have developed honesty and trust towards your partner, the next step is to establish your priorities. You need to talk about what you want to do in life together and set financial goals. A good savings plan should include predetermined contribution amounts from each paycheck toward long- and short-term savings goals.

It is so nice to have a partner who is financially smart, but what will you do if your partner is hopeless with money? Check this out to know the solution: https://www.watoday.com.au/money/planning-and-budgeting/is-your-partner-hopeless-with-money-here-s-what-to-do-20190618-p51ysm.html

WA’s first design guide to looking good

Re-designing your apartment can sometimes be a headache. However, the benefits can often be ideal. By knowing the benefits of designing a beautiful apartment as well as the responsibilities and challenges it brings, you can have a clear picture of this topic which is crucial for many Australian homeowners.

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Apartment designs

The benefits of having a well-designed apartment are obvious. First, living in such type of apartment is comfortable. If you live in an aesthetically attractive place, you feel comfortable and content with your life. You can install new cabinets to liven up your kitchen. Or maybe you are looking simply to create more space in which to live. Not only you, but your guests will also be impressed with the new look of your place.

Another advantage of a well-designed apartment is increased market value. By putting money into your home or apartment, you are in a sense making it more valuable. The money you spend on the renovation can be looked at as a long term investment that will accrue over time, and work to make your living space even more appealing. For instance, by simply renovating your bathroom in your apartment, you are not only having a comfortable bathroom, but you are also increasing the overall market value of your property.

However, despite these advantages brought by a well-designed apartment, the renovation job brings a number of challenges. Of course, you need to think of the budget. Renovations, especially nowadays, are quite expensive. So when planning for a renovation project, you really need to prepare your money. Though there are many ways to save some cash on the renovation, it still advisable that you prepare more than you need.

Aside from your budget, another challenge is to create a balance between your apartment’s aesthetics and functionality. Do you want to know WA’s new guidelines for apartments to not only look good but meet other building criteria? Check this out: https://thewest.com.au/business/commercial-property/was-first-design-guide-to-looking-good-ng-b881211144z

The best job for you, according to your personality type

Are you jobless? Or do you have a job but you hate your boring morning routine that is not governed by the thrilling anticipation of what’s to come for your day? If you’ve got all “yes” to these questions, you definitely need to look for the perfect job for you.

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Personality

Most people say that there is no such thing as a perfect job. That no matter how you feel happy and satisfied with your current job, it will sooner or later turn into a routine. On the other hand, there are some who say that, ever since they discovered their passion, they haven’t worked a day in their life. Perhaps it’s no accident that they’ve found the job of their dream. Or maybe they were just lucky enough to discover what they loved quite early in their life?

When looking for a perfect job, the first step is to ask yourself what makes you happy, what you are curious about and how much you enjoy it. If you’re able to have an answer to these questions, it will be the first step towards your ideal job.

Once you’ve determined the things you love or in other words, your hobby, the next step is to turn your hobby into your job. What you have to remember about work is that it serves others. You can offer your skills, your talent and your time in exchange for money. But the bottom line is: you give. You need to make your hobby profitable to others. For instance, if you’re good at dancing, you can organise dance classes and be the instructor. That way you can collect enrollment fees which can turn into your income.

Regardless of your hobbies and interests, starting should not be difficult. As long as your job is base on your personality, for sure, you’ll enjoy it for the rest of your working years. Read more at https://www.businessinsider.com.au/best-job-for-you-according-to-personality-type-2019-5

David and Libby Koch’s savings mantras for first home buyers

When buying your first home, most soon-to-be homeowners focus on how much they need to spend. But the truth is, you also need to consider when to do the purchase.

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Buying your first home

Normally, purchasing a new home involves paying for the down payment. What is down payment? It is basically the money you bring to the closing table when purchasing a house. You may borrow money from the bank in the form of a home loan or mortgage, but a portion of the total cost must come directly from you.

Down payment acts as an insurance of sorts for the person or institution that lends you. When you hand over money from your own account, you’re officially invested. You’re more likely to make good on your mortgage payments month after month and year after year. Banks like working with people like you.

If you think that the down payment asked from you is that big and overwhelms you, you need to decide when you need to buy the home you want. You need to divide up your needed down payment by the number of months you need to save. For instance, if you need $35,000 to cover a down payment and all closing costs of buying a new home, then you need to save for 2 years for about $1,000 each month to hit your goal.

Meanwhile, if you think that the $1,000 monthly savings amount is too high, that’s fine. Give yourself a little more time to save up and be on the lookout for creative ways to save.

Saving for a home can be easier if you are able to cut your luxuries. You need to cut out your expensive cloths, furnishings, gadgets and jewelleries. You need to think of saving every dollar and look towards your long term goal – buy your dream home.

Buying a home can be easier and faster if you have the right money habits. Check out this article about David and Libby Koch’s saving mantras: https://www.perthnow.com.au/lifestyle/personal-finance/david-and-libby-kochs-savings-mantras-for-first-home-buyers-ng-f1cb0691790e14321f5f55f54eb106e4

How to do a budget (The ins and outs of budgeting)

If you want to manage your earnings properly, you should start with learning how to budget. Normally, many people are turned off by the simple term “budget.” They associate it with putting themselves in tough, restricted situation, with restrictions and of hassles and headaches.

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Budgeting

The most common misconception about creating a budget is thinking that they are too poor – many Australians have this mentality coming up with a number of budgeting excuses. However, budgeting can save you money, and allow you to have more to spend by helping you to make the most of your money. Your budgeting style can determine how successful you are at budgeting.

The truth is, there are certain things that make budgeting extremely difficult or even impossible and you are the ones who do these things. Here are some:

Overspending is the number one reason why you can’t have a realisable budget plan. Hence, you need to stop overspending so that can have more of your salary, instead of using some of it for debt repayments. The stress of finding a way to pay for the rising cost of gas and food can be astronomically when most of your paycheck is already planned.

Another reason why it becomes difficult for you to budget is because you don’t have financial goals. If you have financial goals, you are forced to make priorities hence creating a budget. Then, your budget will help you focus your money on the things that are most important to you. It may be getting out of debt, saving up for a home or working on starting your own business.

Perhaps, another reason why you don’t want to budget is you don’t worry about your financial future. However, the truth is, there is no certainty so everyone has to make a budget. Budgeting is not about limiting the fun in your life, but opening up opportunities and money to have more fun. It is there to help you be prepared financially whatever unfortunate event occurs in the future.

Read more about how to do a budget right here: https://www.moneysmart.gov.au/managing-your-money/budgeting/how-to-do-a-budget

We need to talk about money

After all, money is just a medium of exchange. It cannot be used as a transportation, you can’t it eat, you can’t drink it, you can’t wear it, and you can’t live in it. However, it enables you to buy food, drinks, and transportation that allow you to make live easier. This is why talking about money is important.

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Talk about money

Managing our money and talking about this topic with your partner, children or family members is important. For most of us, taking care of our finances is a daunting task. Easy accessibility to credit, high interest rates as well as lack of knowledge ensures that many people and families are actually living deep in debt and way beyond their means.

In order to avoid getting in bad debt, people need to teach each other on how to properly deal with our personal finances. If we’re not taught how to mange money at young age, we will be making a lot of mistakes with our financial decisions as we grow older. The reason many men and women are struggling with handling money is actually quite simple – we don’t understand how to do it.

When money is tight, we don’t believe we’re making enough in order to put anything aside or develop anything even remotely looking like a financial plan. As our earnings scale up, we very quickly consume this additional cash and revel in our new-found freedoms.

If you already have a partner in life, both of you have to come up with a list of every one of your short, medium and long-term goals. Include anything and everything which will likely have a substantial financial commitment. These include your retirement, holidays, large purchases, building an emergency fund, etc.

Nowadays, talking about money seems awkward to many. But the truth is, this topic is important to be discussed. Continue reading at: https://www.watoday.com.au/money/planning-and-budgeting/we-need-to-talk-about-money-20190402-p519zx.html