Guide to Washing Machine Repairs: Who to call when you broke your washer

Home appliances are already part of Australian households’ lives. We understand that without them, it would take a lot longer to get most of our household chores done. So with that in mind, many of us try to ensure that we have these technologically advanced tools in our houses that will hopefully stand and function for a long period of time.

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Washing machine repairman

However, the problem with these appliances is that they require regular maintenance to keep their performance level up. This is a real challenge especially for those who spend of most of their day outside of their homes and have  a lot of other tasks to do.

One of the appliances that require proper maintenance in order to stand the test of time is the washing machine. Owners must know not only how to use this equipment, but how to properly maintain it as well. So if you are a washing machine owner, you need a washing machine repair guide out to know what to do when your machine suddenly breaks.Washers are arguably the mostly used appliance in any home. To ensure that your family have clean clothing, they need to withstand a lot of use on a daily basis.

Just like any other appliance we have at home, washing machines can break anytime especially if used improperly. Luckily, learning how to repair your washing machine could save you a lot of money and that knowing how to properly maintain your appliance could prevent simple issues from occurring.

When their washers break down, people normally go to their favourite Perth local appliance store and get a new one. However, the same problem could arise in the future, which means they will be in the same position all over again. What they do not realise is that repairs can actually solve their problems–whether DIY or using the help of a professional washing machine technician.

Of course, many of us are not technically minded with electronic repairs. When our washer breaks, we probably do not know where to start or even determine what is wrong. Luckily for those who have no confidence with their DIY washing machine repair skills, you can simply call a trusted repair service provider to do the job for you.

11 tips for starting a small business with little to no money

Are you planning to start a new business but you only have very little capital? It’s true that becoming an entrepreneur but having little to zero capital is very challenging. It is almost impossible to pull out, but it can be done.

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Start a Business with Little Capital

Often, business owners are restless and it’s always tempting to get started with your first shop. Most of these eager entrepreneurs are full of smart ideas and will but they don’t have everything they need financially. What they’ve only got is their inspirations and hope that soon they’ll be like Domino’s Pizza that were started with a few hundred dollars. But in reality, money is vital in any kind of business.

Most businesses need capital to get off the ground. Starting with very little capital works best if you get paid immediately, have low overhead, and don’t have high inventory or labour expenses.

Cash flow is everything in business and there is often a big gap between the time when you get paid and when your bills are due. Not to mention, there are also chances that there are unexpected expenses, fraud, or a customer default can sink your entire business if you don’t have a cushion or line of credit with a bank.

If you are going to launch your business and you’ve only got little capital, you need to have careful planning on how you conserve all the cash you have. To begin with, have a business model. Make sure that you minimise your overhead, with you as the primary source of labour, and a model that can scale as you grow. Keep in mind that any business with this model is going to have lots of competitors, so you’ll need to compete fiercely for clients.

The good news for aspiring entrepreneurs is that you can start your business without having to worry about expenses, as long as you have a great idea. Here’s how:

WA’s first design guide to looking good

Re-designing your apartment can sometime be a headache. However, the benefits can often be ideal. By knowing the benefits of designing a beautiful apartment as well as the responsibilities and challenges it brings, you can have a clear picture about this topic which is crucial for many Australian homeowners.

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Apartment designs

The benefits of having a well-designed apartment are obvious. First, living in such type of apartment is comfortable. If you live in an aesthetically attractive place, you feel comfortable and content with your life. You can install new cabinets to liven up your kitchen. Or maybe you are looking simply to create more space in which to live. Not only you, but your guests will also be impressed to the new look of your place.

Another advantage of a well-designed apartment is increased market value. By putting money into your home or apartment, you are in a sense making it more valuable. The money you spend on the renovation can be looked at as a long term investment that will accrue over time, and work to make your living space even more appealing. For instance, by simply renovating your bathroom in your apartment, you are not only having a comfortable bathroom, but you are also increasing the overall market value of your property.

However, despite these advantages brought by a well-designed apartment, the renovation job brings a number of challenges. Of course, you need to think of the budget. Renovations, especially nowadays, are quite expensive. So when planning for a renovation project, you really need to prepare your money. Though there are many ways to save some cash on renovation, it still advisable that you prepare more than you need.

Aside from your budget, another challenge is to create balance between your apartment’s aesthetics and functionality. Do you want to know WA’s new guidelines for apartments to not only look good, but meet other building criteria? Check this out:

The best job for you, according to your personality type

Are you jobless? Or do you have a job but you hate your boring morning routine that is not governed by the thrilling anticipation of what’s to come for your day? If you’ve got all “yes” to these questions, you definitely need to look for the perfect job for you.

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Most people say that there is no such thing as perfect job. That no matter how you feel happy and satisfied with your current job, it will sooner or later turn into routine. On the other hand, there are some who say that, ever since they discovered their passion, they haven’t worked a day in their life. Perhaps it’s not accident that they’ve found the job of their dream. Or maybe they where just lucky enough to discover what they loved quite early in their life?

When looking for a perfect job, the first step is to ask yourself what makes you happy, what you are curious about and how much you enjoy it. If you’re able to have an answer to these questions, it will be the first step towards your ideal job.

Once you’ve determined the things you love or in other words, your hobby, the next step is to turn your hobby into your job. What you have to remember about work is that it serves others. You can offer your skills, your talent and your time in exchange for money. But the bottom line is: you give. You need to make your hobby profitable to others. For instance, if you’re good at dancing, you can organise dance classes and be the instructor. That way you can collect enrollment fees which can turn into your income.

Regardless of your hobbies and interests, starting should not be difficult. As long as your job is base on your personality, for sure, you’ll enjoy it for the rest of your working years. Read more at:

David and Libby Koch’s savings mantras for first home buyers

When buying your first home, most soon-to-be homeowners focus on how much they need to spend. But the truth is, you also need to consider when to do the purchase.

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Buying your first home

Normally, purchasing a new home involves paying for the down payment. What is down payment? It is basically the money you bring to the closing table when purchasing a house. You may borrow money from the bank in the form of a home loan or mortgage, but a portion of the total cost must come directly from you.

Down payment acts as an insurance of sorts for the person or institution that lends you. When you hand over money from your own account, you’re officially invested. You’re more likely to make good on your mortgage payments month after month and year after year. Banks like working with people like you.

If you think that the down payment asked from you is that big and overwhelms you, you need to decide when you need to buy the home you want. You need to divide up your needed down payment by the number of months you need to save. For instance, if you need $35,000 to cover a down payment and all closing costs of buying a new home, then you need to save for 2 years for about $1,000 each month to hit your goal.

Meanwhile, if you think that the $1,000 monthly savings amount is too high, that’s fine. Give yourself a little more time to save up and be on the lookout for creative ways to save.

Saving for a home can be easier if you are able to cut your luxuries. You need to cut out your expensive cloths, furnishings, gadgets and jewelleries. You need to think of saving every dollar and look towards your long term goal – buy your dream home.

Buying a home can be easier and faster if you have the right money habits. Check out this article about David and Libby Koch’s saving mantras:

How to do a budget (The ins and outs of budgeting)

If you want to manage your earnings properly, you should start with learning how to budget. Normally, many people are turned off by the simple term “budget.” They associate it with putting themselves in tough, restricted situation, with restrictions and of hassles and headaches.

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The most common misconception about creating a budget is thinking that they are too poor – many Australians have this mentality coming up with a number of budgeting excuses. However, budgeting can save you money, and allow you to have more to spend by helping you to make the most of your money. Your budgeting style can determine how successful you are at budgeting.

The truth is, there are certain things that make budgeting extremely difficult or even impossible and you are the ones who do these things. Here are some:

Overspending is the number one reason why you can’t have a realisable budget plan. Hence, you need to stop overspending so that can have more of your salary, instead of using some of it for debt repayments. The stress of finding a way to pay for the rising cost of gas and food can be astronomically when most of your paycheck is already planned.

Another reason why it becomes difficult for you to budget is because you don’t have financial goals. If you have financial goals, you are forced to make priorities hence creating a budget. Then, your budget will help you focus your money on the things that are most important to you. It may be getting out of debt, saving up for a home or working on starting your own business.

Perhaps, another reason why you don’t want to budget is you don’t worry about your financial future. However, the truth is, there is no certainty so everyone has to make a budget. Budgeting is not about limiting the fun in your life, but opening up opportunities and money to have more fun. It is there to help you be prepared financially whatever unfortunate event occurs in the future.

Read more about how to do a budget right here:

We need to talk about money

After all, money is just a medium of exchange. It cannot be used as a transportation, you can’t it eat, you can’t drink it, you can’t wear it, and you can’t live in it. However, it enables you to buy food, drinks, and transportation that allow you to make live easier. This is why talking about money is important.

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Talk about money

Managing our money and talking about this topic with your partner, children or family members is important. For most of us, taking care of our finances is a daunting task. Easy accessibility to credit, high interest rates as well as lack of knowledge ensures that many people and families are actually living deep in debt and way beyond their means.

In order to avoid getting in bad debt, people need to teach each other on how to properly deal with our personal finances. If we’re not taught how to mange money at young age, we will be making a lot of mistakes with our financial decisions as we grow older. The reason many men and women are struggling with handling money is actually quite simple – we don’t understand how to do it.

When money is tight, we don’t believe we’re making enough in order to put anything aside or develop anything even remotely looking like a financial plan. As our earnings scale up, we very quickly consume this additional cash and revel in our new-found freedoms.

If you already have a partner in life, both of you have to come up with a list of every one of your short, medium and long-term goals. Include anything and everything which will likely have a substantial financial commitment. These include your retirement, holidays, large purchases, building an emergency fund, etc.

Nowadays, talking about money seems awkward to many. But the truth is, this topic is important to be discussed. Continue reading at:

How to bounce back after failure

Failure is inevitable in life, especially in business and career. However, there are some ways to overcome these occurrences and use them to your advantage.

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For some, it may be hard to believe that the most highly successful people are actually the ones who have failed the most. We’ve already learned about these people and their companies once they have made it big. We admire their success yet rarely witness the immense struggle they went through to get there. Since we are usually not exposed to their failures, we are sadly only left to compare ourselves to their achievements.

This in turn can make us believe that our failures are for losers who have no hope to succeed. This makes difficult for us to validate the mistakes we make and problems we experience. Often, we second-guess ourselves and question our abilities. We do not realise that adversity is required in order to succeed.

This way of thinking have affected people from all over the world; thinking that failure is the worst thing that could ever happen to anyone. This is why they are so much afraid of failing. Even as a kid, you have been taught that being wrong and making mistakes are bad. Your mind uses painful memories of the past to provoke negative emotions like fear and anxiety to stop us from making those same errors today.

But the truth is, even the most talented and gifted people fail. Setbacks and failures are inevitable in life and no one is vulnerable. Meanwhile, we’re also never teaching ourselves how to manage it effectively when we experience it, if we live so carefully to avoid failure. So when faced with adversity, it often overwhelms us and causes us to give up.

For more on bouncing up from failure, read this article:

What to do when your boss becomes a bully

Bullying is not limited to pupils and teenagers. In fact, more and more people are reporting bullying cases in the workplace. Workplace bullying can occur between anyone in the workplace. But perhaps the most difficult situation to deal with is bullying by a boss.

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Bully Boss

The boss is the very person responsible for your advancement within the company. He leads the company into the right direction and creates strategies on how he can make his group cohesive performing like a well-oiled machine.

However, the boss becomes the bully and a lot of times the employees do not realise that they are already getting bullied. Instead, they believe that they have a tough boss or one that simply pushes his employees to get results. But it is important to be able to identify workplace bullying because it can have significant consequences.

One of the most obvious signs of workplace bullying is when you get verbally abused. When your boss humiliates you in front of others, this is already a form of bullying. He may also make offensive jokes at your expense. And he may ridicule and berate his employees on a regular basis.

If your boss spy on your event or stalk you, it is already a form of bullying. Avoid bosses who open your mail, read your conversation, and go as far as tampering with your personal belongings or your work equipment. Usually, this bullying boss is looking for weapons to use against you.

Here in Perth and all of Australia, bullying is a silent epidemic in many workplaces. Workplace bullying here in Australia is in broad terms becoming a risk to the health and safety of employees.

To learn more on what to do when your boss is bullying you, you should check out the article written by Perth Now’s Garry Martin. Read the full article here:

Outsourcing: Beware the contractor vs employee trap

In the past decade, outsourcing has been the word on every pair of lips of business persons. Outsourcing is nothing more than taking away a part of your processes and operations and entrusting them to a professional team that is not in your company and whose main task is to do this work for you.

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Years ago, outsourcing was used only by large businesses. But thanks to technology especially the internet, it is now available to smaller companies. The internet has paved way to globalisation, threading paths though avenues. These days, tasks and processes are now outsourced day through information superhighways the world over. The Internet provides the access, so why not make use of outsourcing? There are a good many reasons to become an advocate of outsourcing.

One of the main advantages of outsourcing is it allows your business to effectively use your human resources. It allows you tackle your workload even if you do have a small workforce – just like any new small business as they normally start small with few employees. Employees in the company can thus focus on the main purpose of the business and their own area of expertise.

Another advantage of outsourcing is that you save some time on training and seminars. When you just outsource certain service, your employees don’t have to undergo extensive trainings to sharpen their skills on certain tasks. If the work is outsourced, there is then no need to train new staffs, which goes further in reducing costs.

There are many other benefits outsourcing brings. And by knowing all those advantages, you’ll be encouraged to use such type of services. However, just like anything in this world, outsourcing does not only bring benefits, but consequences as well.

To give you a better understanding on what this means, read this:

Are you better off selling your home and going back to renting?

Nowadays, it seems that interest rates keeps on rising over time – this has become one of the most popular issues Western Australians talk about. With wage growth remains relatively flat while other household expenses and bills, many individuals and families experience stress and panic mostly caused by mortgage stress.

Many households struggle financially these days. Many experience stress caused by mortgage interest. Some suggest that selling home and renting a new one could be a better, smarter option. It could be difficult to entertain, right? However, it can be just a smart option to consider.

Renting vs selling home

Buying versus renting a home has been an old debate. Both sides have valid points, so it can be a bit confusing. Like we’ve mentioned, recent changes in the tax law have also made owning a home less financially advantageous, so the buy vs. rent dispute continues to evolve.

Sure, many would argue that buying a new house to build equity for your self instead of paying monthly rent to your landlord is a wiser decision. But in reality, there are many financial reasons why renting may be more compelling.

Keep in mind that buying a house is a major investment and life decision. It is not as simple as it sounds. So, you first need to make sure you understand whether or not you are even in a good position to purchase a new home. Your finances are not your only consideration either. So if you struggle socially, professionally and most especially financially, now is probably not the right time to be buying.

Renting is the better option if you are struggling financially. Cost is the most obvious advantage of renting. Although rents can increase, monthly payments are typically less than buying a new house. Paying rent isn’t a waste of money. Yes, you won’t see your money again, but you get a place to live for you and your family. Even when you buy, you’ll be spending a lot of money on interest payments, taxes and other fees.

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Guide to Washing Machine Repairs: Who to call when you broke your washer